Recovery

What to do in the days after the theft

Do this in the next days

0 of 11 done

  • Get your number back on a new SIMDone

    Ask your operator for a new SIM or eSIM with the same number

    Bring ID. Most operators give it only to the account holder

    Do it this week. After 30 days some operators give your number to someone else

    Abroad? Ask for an eSIM

    Restart the phone. Test a call, a text and mobile data

    Ask for proof in writing that the SIM and the phone are blocked. Keep the reference number

  • Ask your bank for your money backDone

    Report every payment you did not make, as soon as you can

    In many countries the law says your bank has to pay you back. A PIN seen or a phone left unlocked is not always your fault

    Ask for the answer in writing

    Check for loans or credit opened in your name

    Bank says no? Complain to the financial ombudsman. It is free

    Get legal advice from a consumer group or a legal aid office. Many give it for free

  • Check every app that can payDone

    Look at payment apps, online shops and your phone bill

    Report what you did not buy. Some refund it

    Paid by card? Your bank can also try to reverse the payment

  • Check your phone billDone

    A block does not end your contract. Keep paying the plan and the phone

    Look for calls, data and payments the thief made

    Dispute every charge made after you reported the theft

    Operator will not fix it? Complain to the telecom regulator or ombudsman

    Read your contract before you cancel or upgrade. There can be fees

  • Claim on your insuranceDone

    Claim before the deadline in your policy. Some give only 30 days

    Home, travel, bank card and phone contract insurance can each cover theft

    Send the police reference, the receipt and the proof that the phone is blocked

    Claim before you remove the phone from your account

    Phone comes back after you claim? Tell your insurer

  • Recover your accounts the official wayDone

    Use the recovery page of the service itself

    Never pay anyone who offers to recover an account for you

    Change sign-in methods one at a time. Changing them all at once can lock an account for 30 days

  • Watch your accountsDone

    Check your email and bank for new sign-ins every week

    Remove devices and apps you do not know

    Check email forwarding, and your recovery email and phone number

    Change every password you also use on other sites

  • Continue watching for scamsDone

    A message says your phone was found? It is a scam

    Thieves send fake messages and links to get your passcode or account password

    With it they can unlock the phone and sell it

    Never give your passcode to anyone

  • Erase the phone when you are sure it is goneDone

    Open the page you used to lock it. Choose Erase

    An erased Android phone no longer shows where it is. An iPhone still does

    Do not remove the phone from your account. Then it stays locked for the thief

  • Set up your new phoneDone

    Restore your data from your backup

    Sign in again to your banking and mobile money apps

    Set up your digital ID again

    Sign in to your messaging apps. End the session on the old phone

    New number? Update it at your bank, email and government accounts

  • Got your phone back?Done

    Tell the police and your insurer

    Ask your operator to lift the block. Only you can, with ID or the block reference

    Erase it before you use it again. A thief may have installed something

Official advice in your country

Rules are different in every country. Some guides are only in the local language

All countries and sources